If you're looking for a way to save money and improve your finances, you've come to the right place. Money-saving apps are becoming increasingly popular amongst savvy shoppers as they offer a convenient way to keep better track of spending habits, spending and income patterns and identify potential savings opportunities.

In this blog post, we'll be exploring the top 4 most popular money-saving apps available today - featuring their amazing features, advantages, and how they can help you make the most of your hard-earned cash.

We take the guesswork out of finding the best products and services. Each product or service was individually selected by our editors.

P.S. LindsaysReviews may collect a share of sales or other compensation from the links on this page if you decide to buy something at no extra cost to you (that's how we stay in business and keep bringing you the best finds to save you time).

How We Chose The Money Saving Apps

When selecting the Top 5 best money saving apps, we considered a variety of factors such as user ratings, features offered, customer reviews, and overall usability. We also looked to make sure that the money saving apps are not only popular but that they offer unique and useful features to help you save money.

Also, we made sure to select apps that are available for both iOS and Android users. And also apps that are free/low-cost. So without further ado, let’s dive into our Top 4 list.


Why It's Our Top Pick

Get Upside is a cashback and rewards app that makes it easy to save money when shopping at your local grocery stores, dining out and gas stations. With the app, you can unlock exclusive deals from participating retailers and earn cash back right to your account every time you fill up your car, truck or RV with gasoline at participating stations.

The app also frequently offers increased cash back rewards when you refer friends or family members to use Get Upside. The app is free to download and easy to use, making it an excellent choice for best money saving money apps. Also, Get Upside is available for both iOS and Android users.

All The Details

Upside provides customers with the ability to search for nearby grocery stores, restaurants and gas stations that are offering cash back for your purchases.

Upside makes it easy for customers to get cash back when they shop at select locations. You simply connect your preferred credit or debit card, upload your receipt after purchase and you see the money back in your account in a few days. You can have your savings added directly to your bank account, PayPal account or in the form of a multitude of different gift cards. If you are looking for a great way to save money and improve your finances, Upside is definitely worth checking account out.


Why It's Our Top Pick

Fetch Rewards is a great money-saving app for those who shop at multiple stores. With the Fetch Rewards app, you can easily save money without any extra effort. The app automatically rewards you points when you upload your receipts, which can be redeemed for gift cards at your favorite retailers including Amazon.

Plus, the app offers exclusive bonus rewards, daily bonus points and giveaways to help you save even more. Fetch Rewards is free app to download and use, so it's definitely worth checking out.

Also, the app is available for both iOS and Android users. And if you refer a friend, you'll earn bonus points that can be redeemed for even more savings. Scan our referral QR code or tap HERE to create your free Fetch account to receive 2,000 starter points! (That's $2!)

All The Details

Fetch Rewards stands out from other money-saving apps because it eliminates the need to sign up for multiple loyalty programs. With Fetch, you upload all your store receipts to earn points. Those points can be redeemed for gift cards at your favorite retail stores.

And since Fetch works with any store or receipt, you won't have to worry about missing out on savings from stores that don't offer loyalty programs. Also, Fetch makes it easy to stay organized and track your spending thanks to an intuitive dashboard. This feature allows users to get a better understanding of where their money is going and spot areas where they can make improvements.


Why It's Our Top Pick

Rakuten is a great money-saving app for those who love to shop online. With Rakuten, you can earn cash back when you shop at thousands of major retailers. You can also get access to exclusive deals, discounts and coupons that you won't find anywhere else.

Rakuten offers a rewards program where you earn cash back to your account every 90 days. The app is free to use, making it an excellent choice for budget-conscious shoppers. You can also earn bonus cash ($30) when you refer your friends to join Rakuten. The app is available on desktop and mobile, so you can take advantage of Rakuten's deals wherever you go.

All The Details

Rakuten is the perfect solution for savvy shoppers. With Rakuten, you can shop online like normal and activate cashback on each store before checkout. This means that you'll be getting money back every quarter - no matter how much you shop!

Plus, with hundreds of retailers to choose from - including department stores, fashion brands, electronics stores and more - you know you're getting the best value for your money. With Rakuten, it's easy to save big on everyday purchases. Join today using my link below and we both get a $30 bonus.

Nexus Rewards

Why It's Our Top Pick

Nexus Rewards is an innovative money-saving program that helps you save money on everyday items. With Nexus Rewards, you can earn cash back on your purchases at thousands of popular stores, services and even offers the opportunity for bill reduction on your utilities.

Plus, you can get exclusive discounts and coupons that are not available anywhere else. You’ll earn unlimited cashback when you make purchases at participating stores. Nexus has partnered with hundreds of brands around the world to bring you great discounts on a wide range of products. The cashback rates vary by store, and you can search for current offers at any time.

You’ll also receive exclusive deals and promotional offers from their partner stores just for being part of the NEXUS Rewards program.

Also, you can earn commissions when you refer a friend or family member. Not only can you save money on your everyday purchases, but you can earn extra income from helping your friends and family save money too. So if you’re looking for the best deals and discounts around, join NEXUS Rewards today.

Money Saving Apps FAQS

Is it worth using money-saving apps?

The answer depends on your financial goals and needs. Some people find that they can save more money with the help of a money-saving app, while others may find that it is more trouble than its worth. The best way to determine if a money-saving app is right for you is by exploring the features and benefits offered by each one.

How do I get started with a money-saving app?

Getting started with a money-saving app is relatively easy. Most apps have a sign-up process that will require you to enter some basic information about yourself, such as your name and email address. After signing up, you’ll be able to link your account balances to bank accounts and start tracking your spending and saving.

Are money-saving apps safe?

Yes, money-saving apps are generally safe. Most money-saving and investing apps use the same security protocols as bank account, meaning your personal and financial information is encrypted and securely stored. However, you should always research an app before signing up to be sure that it uses the latest security measures.

Are money-saving apps free?

Most money-saving apps are free to download and use. However, some apps may charge a fee for additional services or features.

Are money-saving apps worth it?

Yes, money-saving apps are worth it if you're looking to save more money and manage your finances better. With the help of these apps, you can track your spending, make savings goals, set budgets, and even earn rewards. Money-saving apps are an easy and convenient way to make your money work for you.

Can money-saving apps help me save money?

Yes, money-saving apps can help you save money. Most apps offer features like budgeting tools, rewards programs, and spending tracking to help you stay on top of your finances. With some apps, you can even set up recurring deposits and direct deposit into a savings account or invest in stocks and other investment account.

How do I choose the best money-saving app?

The best money-saving app will depend on your financial goals and needs. Be sure to research each app before signing up to determine if it offers the features and benefits you’re looking for.

Why should I use a money-saving app?

Money-saving apps are a great way to keep saving money easier, track your spending, set budgets, and even earn rewards. They can also help you reach financial goals more quickly by checking accounts and setting up automatic transfers into savings accounts or investment accounts.

Should I use more than one money-saving app?

It’s up to you whether or not you want to use multiple money-saving apps. If you find that one savings app has all the features and benefits you need, then there’s no need to sign up for multiple ones. But oftentimes you can combine two or more other savings apps together for a single purchase and increase your savings.

Money Saving Apps For You

If you're looking for ways to save money, several apps can help you do just that. In this blog post, we've listed the top money-saving apps that can help you cut down on your spending. Give them a try and see how much you could save.